Costs of Long Term Care

Long-term care is often required because of a physical or cognitive impairment.

Physical impairment 

• Result of a chronic illness or frailty due to aging; can be managed with therapy, medication, and/or personal care, but typically cannot be cured.
• With progression, it compromises one’s ability to complete basic daily routines, called Activities of Daily Living   (ADLs – Bathing, Continence, Dressing, Eating, Toileting, Transferring)

Cognitive impairment 

• Deterioration or loss of intellectual capacity such as short or long-term memory, orientation, deductive or abstract reasoning, or judgment as it relates to safety awareness.
• With progression, it compromises one’s ability to interact safely with others and the environment.